{"longTitle":"A Bill to require banks to measure and disclose their performance in reducing financial exclusion, including exclusion from affordable credit, and in improving access to finance for small- and medium-sized businesses; to establish a system for rating banks according to that performance; to require banks to cooperate with credit unions and community development finance institutions to address financial exclusion and improve access to finance for small- and medium-sized businesses; and for connected purposes.","summary":null,"sponsors":[{"member":{"memberId":177,"name":"Gareth Thomas","party":"Labour","partyColour":"d50000","house":"Commons","memberPhoto":"https://members-api.parliament.uk/api/Members/177/Thumbnail","memberPage":"https://members.parliament.uk/member/177/contact","memberFrom":"Harrow West"},"organisation":null,"sortOrder":1}],"promoters":[],"petitioningPeriod":null,"petitionInformation":null,"agent":null,"billId":4067,"shortTitle":"Banks (Financial Exclusion and Access to Finance) Bill","formerShortTitle":null,"currentHouse":"Commons","originatingHouse":"Commons","lastUpdate":"2026-04-30T14:34:50.9052451","billWithdrawn":null,"isDefeated":false,"billTypeId":5,"introducedSessionId":39,"includedSessionIds":[39],"isAct":false,"currentStage":{"id":20432,"stageId":7,"sessionId":39,"description":"2nd reading","abbreviation":"2R","house":"Commons","stageSittings":[],"sortOrder":2}}